Finding the best pet insurance in Florida might seem difficult because all the companies in the market are offering almost similar services which might be confusing. If you are a pet owner then it is very crucial for you to have the best pet insurance for them. Having the right insurance for your pet will also assist you economically during their medical treatments, moreover some of the companies are covering dental packages also. The best insurance company that we have so far found is Lemonade, which is providing good service and performing well in the market.
There are other companies in the market with similar qualities, and we should also consider them. So, let’s get started.
#1 Lemonade
#2 ASPCA
#3 Pets Best
#4 Embrace
#1 Lemonade
Lemonade is everyone’s first choice we it comes to best pet insurance in Florida. This company is known for its affordable prices, a user-friendly interface with AI assistance for easy claims, and 24/7 customer service. Almost all the plans that company offers has customizable options. Customers can do add ons, like dental illness, behavioral treatment, and physical therapy. The best thing about the company that it only takes flat fee form the customer and donated the rest of the amount in charities at the end of the year.
Rating: 4.8
Pricing: $30-$60/Month
(The rating and price may vary)
Pros
Less monthly premiums as compared to others
Provides free telehealth service available through Chewy.com
Has AI assistant for easy claims
It has 3 wellness plan options, which includes exclusively for puppies and kittens
Cons
Accident plans are not available
Older pets are not eligible for the coverage
Click here to visit the official website
#2 ASPCA
ASPCA comes at 2nd position in the list of best pet insurance in Florida, this provider stands out by not excluding the upper age limit on new enrollments, and offers some of the cheapest and affordable coverage for senior dogs and cats in Sunshine State. This company is in the field for 20 years. Additionally the unique equine pet insurance offering is pretty impressive.
Rating: 4.5
Pricing: $25-$54/Month
(The price and rating may vary)
Pros
Direct deposit reimbursement option available
Offers an accident only plan
No upper age limit for enrollment
Fifth most affordable option in Florida
Established since 2006
Cons
14-days waiting period is long
The special equine insurance is offered in few selected states
Click here to visit the official website
#3 Pets Best
We choose pets best as our one of the most qualified insurer, in the market. It provides a feature which allows Florida pet owners to cover costs by paying the veterinarian upfront in certain situations. Founded by a veterinarian, the provider has adapted over the years to offer affordable health coverage pets.
Rating: 4.8
Pricing: $25-$54
(The price and rating may vary)
Pros
Founded by expert veterinarians
24/7 vet helpline available for all the customers
Offers a direct-to-vet pay option for large vet bills
Accident only plan starts form $6/Month
No upper age limit for old pets
Cons
Do not covers herbal and holistic therapies
Only higher and lower options are available without any middle option for annual limit range
Click here to visit the official website
#4 Embrace
Embrace is on fourth in our list but still has some impressive offering for its customers, it offers a 10% discount for insuring multiple pets, a 5% military discount is available fpr military personnels, and a discount for employees of the company. Additionally, you can avoid a monthly bill by paying your annual premium in full upfront.
Rating: 4.6
Pricing: $34-$52
(The price and rating may vary)
Pros
Online chat option for customer support is available
Gives claims in just 48 hrs
Upto 24% off in stackable discount
Provides a flexible wellness rewards program for reimbursements
Good pet discount for reimbursements under $300 each year
Cons
Only 15 years or more aged pets can enroll
Supplements and prescribed food is not covered in basic plan
Click here to visit the official website
Conclusion
All the companies offer the best pet insurance in Florida, but still it is not easy to pick one from a large number of options. That is why we have created a list of companies offering similar type of plans and benefits. The factors on which customer decides to but an insurance for their pets are very well discussed and mentioned above.
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