If you are planning to travel on Thanksgiving, make sure to get travel insurance while booking, as you are booking for flights, train journeys, and tickets for football games, consider adding travel, always consider travel insurance. Even if you are going for a long trip, you can buy travel insurance upon your departure. Travel insurance gets your back financially when unexpected disruptions in your trip.
A normal travel insurance will includes coverage for:
- Covers trip while canceling before going for unexpected reasons
- Trip interruption, when you have to return while on a trip for any reason
- Trips delays
- Loss of baggages and personal belongings
- Covers emergency medical bills
- Medical evacuation
Decide if you need a travel insurance
Travel insurance is usually is a smart move if you cannot afford to lose the money you have invested or spent on your trip. Your Thanksgiving travel plan play an important role in whether a travel insurance package is worth the money.
If you are going to your Thanksgiving destination, and you have a cheap, and refundable stay, then you might not need any type of insurance.
It will be more beneficial for you if you have, expensive flights, pricey transportation, and non-refundable booking like hotel rooms, air tickets, and more.
Trip cancellation Insurance
Trip cancellation insurance usually includes comprehensive travel insurance plans but to be sold separately. If you have to cancel the flight ticket due to some personal reason then it will be 100% reimbursed to you. You can make easy claim if you cancel the trip.
“Cancel for any reason” Travel insurance
Consider buying a CFAR cancel for any reason add-on before going on a trip, because it will obviously cost you less than the trip and it will eventually cover all the things. The reimbursement is generally 75% of the total cost of the flight, hotel and tickets for amusement parks. But you have to atleast pay 50% more than the total cost of the ticket to get CFAR.
Travel Insurance and Lost Baggage
There is no guarantee that your luggage will arrive with you to your holiday destination. All the airline companies are trying their best to serve you with the best in terms of baggage handling, still some of them might not be able to keep up with that, which results in damaging the luggages and other stuff carried by the airport staff.
If your luggage got stolen or lost, baggage insurance will pay you the depreciated value of upto a specific amount set in your policy. Most of the reimbursement plans offer $100-$500 per item, which goes to $500-$4000 per person, depending on the policy.
Thanksgiving in the United States of America
If you are staying in the US, according to Adamski you don’t have to apply for any travel medical insurance. Most of the people in the US have a US based health insurance plan that covers almost all types of medical bills. However, there are some scenarios where medical evacuation travel insurance plays a very important role. Suppose if a person meets with a car accident then he will be taken to the nearest hospital and all the expenses will be covered by the insurance company even if he needs a surgery.
Keep one thing in mind that don’t forget to do adventurous activities on your trip, because these activities are not excluded in the travel insurance policy.
Conclusion
So basically if you are planning a long trip on this Thanksgiving, then you can protect your trip by purchasing a travel insurance package, which covers all the things like ticket, luggage, and other unexpected medical bills.
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