Finding the right health insurance company can be a challenging task,
But it is very important to make sure that you and your family receive quality care and financial protection when you need it most. With a wide variety of options available, it is important to select a reliable health insurance provider for you and your loved ones, that not only meets your coverage needs but also offers excellent customer service and value for money packages. Here we have an informative and updated list of some best health insurance companies.
Let’s get straight to the point for, which you have visited our website
#4 Aetna
#1 Kaiser Permanente
Kaiser has made up to the top of the list in the best health care insurance companies of US. One of the best fact about this company is that, it the largest private non-profit health care company in the country. This insurance comapany offers (HMO) family health organization and (EPO) exclusive provider organization plans through the Health Insurance Marketplace. You can also buy Medi-Cal, mediaid, or medicare plans if you qualify.
Rating: 4.2
Average monthly plan starts from $348
(There are several plans according to the age of an individual you can visit its official website for more)
Pros:
- Affordable plans
- Available for all age groups
- Good ratings form Nationa Committee for Quality Assurance.
- Less number of complaints
- Good and fast customer care services
Cons:
- No (PPO) preferred provider organization
- All care must done under the surveillance of KAiser Permanente network.
- It offers coverage only in 8 states and Washington, D.C.
- Long waiting time to see specialists.
Click here to visit the official website for more details.
State Availability
Colorado, Georgia, Hawaii, California, Maryland, Virginia, Oregon, Washington and Washington, D.C.
#2 Blue Cross Blue Shield
Blue Cross Blue Shield Insurance comes at 2nd position in the list of best health insurance our list, because if you are a member of this insurance then you will be getting access to more than 1.8 million hospitals and doctors. Moreover, more than 200 countries comes under the network of BCBS Blue Cross Blue Shield. You can prefer this company without any doubt. Some members are eligible for health and wellness program, named blue 365.
Rating: 3.5
Average monthly plan starts from $367
(There are several plans according to the age of an individual you can visit its official website for more)
Pro:
- Provides health care coverage globally
- Flexibility in network
- Perks and discounts for members
Cons:
- Slightly expensive plans
- Customer satisfaction rate varies regionally
- Only few plans have Blue365 eligibility
Click here to visit the official website for more details.
State Availability
It is available in all 50 states, Puerto Rico, and Washington D.C.
#3 UnitedHealthcare
United Healthcare is affiliated to professional and physicians within their networks, making it an obvious option for health car needs anywhere in the country. United Healthcare is a well-known and established healthcare company in the US, according to the survey it has a good 92% of customer satisfaction rate, in each and every aspect. UnitedHealthcare also comes with a short-term health insurance, mediaid, medicare, and supplemental insurance policies.
Rating: 3.5
Average monthly plan starts from $322
(There are several plans according to the age of an individual you can visit its official website for more)
Pros:
- If you go for supplement add-ons then you can boost insurance coverage.
- Good and huge national network for healthcare throughout the country
Cons:
- Expensive plans
- PPO is unavailable
Click here to visit the official website for more details.
State Availability
Available in Michigan, Florida, Virginia, Maryland, Georgie, Colorado, Massachusetts, Alabama, Nevada, Texas, New York, Illinois, Arizona, North Carolina, Tennessee, Louisiana, Oklahoma, and Washington.
#4 Aetna
Aetna offers a wide range of options, competitive rates, and health activity incentives make it one of the most popular health insurance company. Aetna CVS health plans offer coverage with access to no cost or low cost care at over 1000+ affiliated clinics. They also offers supplemental coverage options, including dental, accident, vision, critical illness, and hospital indemnity plans.
Rating: 3.3
Average monthly plan starts from $286
(There are several plans according to the age of an individual you can visit its official website for more)
Pros:
- Cheap plans
- Discounts for CVS clinics
- Rewards for healthy lifestyle with some plans
Cons:
- PPO is unavailable
- No short term insurance options
Click here to visit the official website for more details.
State Availability
Ohio, Nevada, Missouri, New Jersey, Utah, North Carolina, Texas, Kansas, MAryland, Georgie, Delaware, Illinois, Indiana, Florida, California, Arizona, and Virginia.
Conclusion
In short each and every health insurance company has good deals to offer to its customers. But if you are still confused, in selecting the best health care insurance company for you and your family then we will recommend Kaiser Permanente and Aetna.
Also check out: Best Car Insurance Companies in USA
