When we talk about auto insurance in California then it is very crucial for everyone to have one. California has the most number of accident as compared to other states of the US. According to our research the drivers in California pays an avg premium of $2,645/yr for full coverage and $642 for min. Coverage. All the auto insurance companies in the list comes with customizable options and some are already created according to your preferences. The information below is up-to-date. So, let’s get started.
#1 Progressive
#2 Geico
#3 State Farm
#4 Mercury
#1 Progressive
Customers get access to standard coverage options, which includes things like liability insurance, full coverage, and personal injury protection. Moreover, progressive allows fully customizable policy with endorsement options like custom parts and equipment (CPE) coverage for modded vehicles. The options of coverage may vary location wise, so it is advisable to consult an advisor about the options available for your scenario.
Rating: 4.4
Pricing: $154/Month
(The price and rating may vary)
Pros
- Variety of digital tools, providing discounts for many drivers
- Policy customization options
- Good rates for high-risk drivers, including SR-22 filing
- Above-avg. J.D. power customer satisfaction rate for usage-based insurance
Cons
- Below-avg. Auto claims satisfaction rate from J.D. power
- Low overall customer satisfaction index form J.D.power across region
- The rates may vary form online quotes
Click here to visit the official website
#2 Geico
Geico’s strong score indicates its good effecting customer needs. If you are looking for an auto insurance in California then this might be your idle choice for your vehicle. Still there are some things which makes you thing twice about this, because Geico lack in certain coverage that some drivers might find essential, like gap insurance.
Rating: 4.4
Pricing: $184/Month
(The price and rating may vary)
Pros
- Lower than avg. premiums
- Easy to use digital tools
- Above avg. J.D. Power customer satisfaction rating
Cons
- Available to buy online in California
- Only few add-on options for coverage
Click here to visit the official website
#3 State Farm
This company provides a wide range of auto insurance discounts that can help in reduce your premium. The company has over 19,000 agents across the country, State farm assists to those who prefer in-person meetings, while it is highly rated mobile application offers convenient online experience to the customers.
Rating: 4.3
Pricing: $243/Month
(The price and rating may vary)
Pros
- Local agencies accessible throughout California
- A wide variety of discounts
- Excellent financial strength rating from AM best
Cons
- No gap insurance
- No package with home insurance, as State has discontinued writing new home insurance policies in California
Click here to visit the official website
#4 Mercury
Mercury has a lot to offer in auto insurance in California, with lots of discounts and coverage options. It also provides rideshare insurance for drivers working with companies liek Uber or Lyft. Policyholders can submit claims on online platform or by calling on 24/7 customer care service centre. This insurer has the lowest rate on the list, hence it is an idel choice for those looking for affordable and premium auto insurance in California.
Rating: 3.8
Pricing: $159/Month
(The price and rating may vary)
Pros
- Founded and headquartered in California
- Local agents accessible across the state
- Wide range of discounts for locals
Cons
- Higher-than-avg. Complaint Index from the NAIC National Association of Insurance Commissioners
- Digital tool are not son advance
- Below-avg. Customer satisfaction score form J.D. power
Click here to visit the official website
Conclusion
All the mentioned auto insurance in California offers great deals, good customer service, customizable options, and more. California is a state with more accidents which makes it very crucial for everyone to buy insurance coverage for their vehicles. The companies are very well established in the state with ample amount of agents across the state. So choose wisely what type of plan is right for you.
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