Drivers face very high rates for auto insurance in Florida, According to Quadrant Information Services QIS, the avf. Cost for minimum converge is $1,055, while full coverage, which includes collision and comprehensive insurance, average $3,451. These figures have increased very quickly making it one of the most expensive state with highest price tags for auto insurance. Few factors are there which makes a great contribution in elevating the prices really high, but still we have created a list by doing deep research in of the auto insurance market in Florida. So, let’s get started.
#1 Geico
#2 Progressive
#3 State farm
#4 Allstate
#1 Geico
Geico stands out to be an excellent choice for auto insurance in Florida, particularly for drivers who prefer to use user-friendly digital tools and self-service capabilities over in-person interactions. With a highly-rated mobile application and a good easy-to-use website from where customers can manage their policies, do payments, and file claims on online platform without the interference of an agent.
Rating: 4.4
Pricing: $249/Month
(The price and rate may vary)
Pros
- Above avg customer satisfaction rate in Florida region according to J.D. Power
- Good avg. rates with number of discounts
Cons
- Limited local agencies for people seeking in-person assistance
- Less endorsement options compared to some competitors
Click here to visit the official website
#2 Progressive
Progressive may not offers the lowest prices in the list, its range of benefits could make it worth the investment. The company features a huge range of digital tools designed according to your search for the best auto insurance in Florida. The user-friendly approach contributes to progressive’s above-average ranking in 2024 J.D. power. That is the reason why it stands out of the box form the others in the market. The offers a snapshot telematics program, which gives rewards customer with potential savings based on their driving skills.
Rating: 4.4
Pricing: $208/Month
(The price and rating may vary)
Pros
- There is tool called name your price which simplifies and accelerates the process of shopping for new insurance
- Offers a huge variety of coverage options customizable policies
Cons
- The Rates may vary between online platform and agents
- Higher avg number of complaints reported to the (NAIC) National Association of Insurance Commissioners
Click here to visit the official website
#3 State farm
If you are searching for affordable car insurance in Florida, then this must be a great choice for you. In addition to offering competitive full coverage premiums, this insurance provider provides a good range of potential discounts to help you save even more. Nowadays parents of young drivers may find value in State farm’s steer clear program, which not only helps in reduction of high premiums but also encourages young drivers to drive safely.
Rating: 4.3
Pricing: $233/Month
(The price and rating may changes)
Pros
- Provides several local agencies for in-person assistance, with online policy portal and mobile application
- Highest customer satisfaction rates form J.D. power in Florida
Cons
- Accident forgiveness is unavailable
- No insurance for gap available
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#4 Allstate
Allstate ranks high in J.D. power’s customer satisfaction study asa well as the 2023 U.S. Auto Claims Satisfaction Study. While it may be on of the most expensive option in the list but, it is worth its pricing. Nowadays people often find cheap insurance but ended up being disturbed and unsatisfied by the services. But if you are ready to invest a little more you will be guaranteed.
Rating: 3.9
Pricing: $308/Month
(The price and rating may vary)
Pros
Good customer satisfaction ratings among Florida’s drivers as indicated by J.D. power ratings
Premium prices won’t increase due to bad driving skill of an individual using Allstate drivewise telematics program
Cons
Higher-than-avg premiums in Florida
Limited optional endorsements for customizable policies
Click here to visit the official website
Conclusion
After reviewing all the insurers in the list it is should be easier for you to choose an auto insurance in Florida. Because all the company has performed well in all the aspects and terms, making them an idle choice for their vehicles. If you still have any confusion about what company you should go for then according to our research Geico is one of the best auto insurance company of Florida and you can go for it without any doubt, but we still advice you to make your own sweet research on all the companies.
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