Having trouble? In finding the best car insurance, don’t worry we’ev got your back!
When it comes to best car insurance, there’s no doubt USAA is on the top of the list according to the benefits. But considering other factors we should also checkout what other car insurance companies are offering. We have conducted an informative research, and has created a list with all the important aspect, like costing, ratings, and benefits. The research also contains survey responses from the existing customers.
#1: USAA
#2: Auto-Owners
#3: Nationwide
#4: State Farm
#5: Geico
#1 USAA
Based on research USAA is one of the best car insurance providing company, but it is not available for general public. It comes first when we talk about customer service and discounts. It is also known for its low prices it offers to the customers. USAA also offers potential discounts to the customers for better and affordable experience.
Avg. annual saving: $725
Avg. annual rate: $1,335
Rating: 4.9
Pros:
- Provide services in all the 50 states including Washington D.C.
- Best in customer handling, services, and discounts.
- Clean driving discount
- Bundle and save (multi-policy discount)
Cons:
- Only military members, veterans, and their families are eligible for this.
Click here to visit USAA official website
#2 Auto-Owners Insurance
Auto-owners insurance comes at second rank in terms of car insurance in our list, and leads in some key areas, which includes customer loyalty, renewal rates, and likelihood to be recommended. It also comes in second rank when we talk about customer services, and claim handlings. Moreover the company has lower avg. rates for various categories of drivers, including teens and for people driving under influence (DUI). It offers its services in 27 states.
Avg. annual saving: $449
Avg. annual rate: $1,619
Rating: 4.7
Pros:
- Top-rated for customer loyalty among insurance companies according to our research.
- Offers some of the lowest sample rates teens and seniors.
- Green Discount
- Multicar
Cons:
- Coverage is limited in 26 states only.
Click here to visit Auto-owners Insurance official website
#3 Nationwide
Nationwide is on No. 3 in our list with a good rating. It also comes on No. 3 when we talk about multiple subcategories, including customer service, renewal service, and customer loyalty. According to survey it has a good satisfaction rate of 59% in claim handling. In terms of pricing and offers it come on 4th rank.
Avg. annual saving: $447
Avg. annual rate: $1,621
Rating: 4.1
Pros:
- Excellent customer loyalty based on survey responses.
- Lower rates for all driver categories.
- Multipolicy
- Anti-theft
- SmartMiles (based on miles driven)
Cons:
- Sample rates are slightly higher than other for driving under influence (DUI).
Click here to visit NAtionwide official website
#4 State Farm
State farm is on 4th in our list but still not at the least. State farm offers a great package on car insurance, including special discounts and below-avg. Rate for some drivers categories, like speeding tickets, accidents, or driving under influence (DUI). The state farm has a higher rate of premium than 6 car insurance companies in our list.
Avg. annual saving: -$82
Avg. annual rate: $2,150
Rating: 4.0
Pros:
- Offers affordable premiums for motorists with less driving records.
- Survey says respondents are more likely to renew policies.
- Steer clear discount
- Defensive driving course discount
Cons:
- Sample premiums are higher in comparison to others.
Click here to visit State Farm official website
#5 Geico
Geico comes at No. 5 in the list of the best car insurance with an score of 3.9 out of 5. The rating might make you think twice about this, but this co. is in the market since 1936, so there is no doubt this co. will cater all your insurance needs and it has a 97% of customer satisfaction rate. Moreover for convenience it comes with an where you can easily track your status of your insurance.
Avg. annual saving: $290
Avg. annual rate: $1,778
Rating: 3.9
Pros:
- Sample rate are less than the national average for all driver categories researched.
- Over 75% of customers are likely to renew
- Reduce costs by offering various discounts
Cons:
- Does not have any gap insurance
Click here to visit Geico official website
Conclusion
So. these are some of the best car insurance company in the US, all of them are preferable in their own way, some offers best discounts whereas some offers good customer services. BUt if you are in military, a veteran, or belong form a family of one, then you can blindly trust USAA car insurance company because it offers some of the best offers in terms of pricing and service.
