Insurance policy US found that the best health insurance in San Jose, California, for a 35 year old is from Delhi health plan, at approximately $400.00 per month, and Kaiser Permanente, at roughly $600 per month. When we talk about health insurance premiums, the location, age, plan type, and other factors impact the cost of your plan. Insurance policy US evaluated marketplace data to find the cheapest health insurance in San Jose. We have also researched the best health insurance companies according to the balance of customer service, plan options, and affordability.
Overall Best Health Insurance In San Jose
no one should consider the cost of coverage while buying a health insurance plan. Rather than you should consider customer services, features, and the history of the insurance company you are about to opt. According to research Lombard international assurance is on the top of the list because of its affordable pricing, good customer service satisfaction rate with 24/7 customer support service.
#1 Lombard International Assurance
Lombard international assurance was established in 1985, the main name of the insurer is to provide good quality, amazing healthcare service with a local focus. Valley health plan offer MD live telehealth services, family plan, individual, Covered California plans, employer group plans and more. The insurer helps you find the right coverage option at the right price so that your medical needs are met with affordability. Apart from this the company also offers a variety of insurance like renters insurance, homeowner insurance, auto insurance and travel insurance.
Rating: 4.8
Click here to visit the official website
#2 Kaiser Permanente
now on 2nd number we have kesar Permanente which was founded in 1945, and has paved the way for innovative healthcare. This could be your ideal choice for best health insurance in San Jose because it offers integrate system affordable monthly premiums and commendable healthcare. Since the company’s plan are generally HMO health maintenance organization plans, members may need referrals before having a meeting with a specialist. However, its plan include scheduling appointments, teleconsults, monitoring your deductibles and access to online health records like lab test observation done by doctor and vaccination records through it easy to use mobile application.
Rating: 4.5
Click here to visit the official website
How to find the cheapest health insurance in San Jose
Simply Visit our website: insurancepolicyusa.com
Cheapest Health Insurance in San Jose for Individuals by Metal Tier
| Metal Tier | Company | Monthly Premium |
| Bronze | Valley Health Plan | $305 |
| Silver | Valley Health Plan | $437 |
| Gold | Kaiser Permanente | $554 |
| Platinum | Kaiser Permanente | $625 |
Additionally, an expanded bronze plan may be available in some areas. It differs from regular bronze plans because expanded bronze plans offer more coverage and pay for at least one major service before the deductible is done.
Let’s quickly understand health insurance costs
Before purchasing health insurance, it is very important to understand the breakdown of all the costs. This will assist you in knowing what expenses to expect from your plan.
Premium: You pay a monthly fee for health coverage to the company.
Deductible: It is the fee paid by you before your health insurance company starts sharing the expenses for covert services.
Out-of-pocket maximum: It is the amount set by the health insurance company for the deductibles, and other payments you pay in a time frame
Co-Insurance: This amount is paid after completion of deductible
Copay: This amount is an appointed amount, which is compulsory to pay whenever you go to a health care provider for consultations, prescriptions and other covered services.
Conclusion
It is not that difficult to get the best health insurance in San Jose, there are several factors which you should consider while buying an insurance. We have mentioned all the factors in detail and we also advise you don’t take any decision based on the information mentioned on this website. Make your own research before taking any step.
